Buying a home can prove to be a daunting process but the following tips should help avoid any unnecessary stress!
Shop around! Speak to your own bank, search the Internet and speak to an independent financial advisor. It is key to secure a mortgage before starting the search process, this way you will know that once you identify the right property, you will be in a position to proceed.
Although it sounds obvious, write down the most important aspects of the property to you. Start with the number of bedrooms and bathrooms, and then think about the living room, kitchen, garden, conservatory, etc. Set down your budget and decide how much work you would be prepared to undertake. Try to tell us exactly the type of property you are looking for and what elements you would be most prepared to compromise on, and of course let us know that you have a mortgage prepared in principle. To be alerted of any properties, that may suit your criteria, please register on our mailing list to receive regular updates. We will provide you with regular updates of new properties coming on the market.
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When you find the property you want, make an offer. If your offer is rejected you can revise it and make another one. Your offer will be put in writing and sent to the seller and you will be kept informed at all times.
Once you have agreed terms, it is time to instruct a solicitor or conveyancer to carry out the process of transferring the legal ownership of the property from one person to another. Just as you would choose an estate agent, when you choose a solicitor or conveyancer you need to be clear of the service you require. We would recommend that you obtain quotations and check conditions from various solicitors. We can recommend legal practices that specialise in residential property conveyancing. Please contact one of our offices for further details.
Use a good removal firm. Seek recommendations from friends, colleagues and again your estate agent. If at all possible try to stagger your moving date so that everything does not need to be completed on one day. This would also give you time for any essential works at the new property, such as carpet cleaning, decorating, etc. Try to avoid Mondays or Fridays, which are the busiest days on the road and save time and cost by packing yourself. Check out the best value utility contracts for your new property well in advance and ensure you read the meters both at your old and new address. Also, redirect your post well beforehand.
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